https://payment-economics.org/journal Research on Payment Yield, Supplier Acceptance, Payment Portfolio Management, and B2B Embedded Finance. en-us Mon, 20 Jul 2026 12:00:00 GMT https://payment-economics.org/journal/issue-30 https://payment-economics.org/journal/issue-30 Mon, 20 Jul 2026 12:00:00 GMT Daniel Jasinski Embedded finance places financial products inside the systems where businesses transact, using commercial context, data, and workflow to shape how they work. https://payment-economics.org/journal/issue-29 https://payment-economics.org/journal/issue-29 Thu, 04 Jun 2026 12:00:00 GMT Daniel Jasinski How Freight Turns Settlement Design Into Margin Discipline. Payment Economics isolates the economic return created by payment timing, method, and financing inside the spread a freight broker already runs. https://payment-economics.org/journal/issue-28 https://payment-economics.org/journal/issue-28 Thu, 28 May 2026 12:00:00 GMT Daniel Jasinski Why One Retailer Needs Two Payment Strategies. A retailer selling through both a physical and an online channel runs two payment operations that share nothing but a finance team, and Payment Economics consolidates them onto one Payment Yield line. https://payment-economics.org/journal/issue-27 https://payment-economics.org/journal/issue-27 Thu, 21 May 2026 12:00:00 GMT Daniel Jasinski The First Two-Sided Payment Yield Model. In a health system, Treasury governs the pay side and Revenue Cycle governs the collect side, and Payment Economics gives the CFO one reconciled Payment Yield line across both sides of the cash conversion cycle. https://payment-economics.org/journal/issue-26 https://payment-economics.org/journal/issue-26 Thu, 14 May 2026 12:00:00 GMT Daniel Jasinski How Manufacturing Completes Supplier-Base Measurement With Payment Yield. The manufacturer's supplier base supports full Payment Yield activation across the Kraljic quadrants. https://payment-economics.org/journal/issue-25 https://payment-economics.org/journal/issue-25 Thu, 07 May 2026 12:00:00 GMT Daniel Jasinski How Procurement Activates Payment Yield at Contract Signing. Procurement signs the contract that opens the procure-to-pay process and decides how the firm pays its suppliers. https://payment-economics.org/journal/issue-24 https://payment-economics.org/journal/issue-24 Thu, 30 Apr 2026 12:00:00 GMT Daniel Jasinski How Treasury Produces Financial Return from Payments. Treasury allocates capital through payment structure, and Payment Yield is the measurement that exposes it. https://payment-economics.org/journal/issue-23 https://payment-economics.org/journal/issue-23 Thu, 23 Apr 2026 12:00:00 GMT Daniel Jasinski Jacques Yana Mbena Governing Payments as a Return-Bearing Layer. The measurement discipline that turns payment operations into a governable economic unit. https://payment-economics.org/journal/issue-22 https://payment-economics.org/journal/issue-22 Wed, 15 Apr 2026 12:00:00 GMT Daniel Jasinski How payment decisions originate capital. One mechanism, four delivery structures, and the formula that carries both tiers. https://payment-economics.org/journal/issue-21 https://payment-economics.org/journal/issue-21 Wed, 08 Apr 2026 12:00:00 GMT Daniel Jasinski When technology alone is not enough to move Supplier Acceptance. The bilateral yield conversation framework for the growth segment. https://payment-economics.org/journal/issue-20 https://payment-economics.org/journal/issue-20 Wed, 01 Apr 2026 12:00:00 GMT Daniel Jasinski What yield concentration is really telling you. The segmented view reveals where your payment function works and where it stops. https://payment-economics.org/journal/issue-19 https://payment-economics.org/journal/issue-19 Wed, 25 Mar 2026 12:00:00 GMT Daniel Jasinski How twenty years of B2B payment technology evolution created the conditions for Payment Economics. From AP automation through platform convergence to embedded finance. https://payment-economics.org/journal/issue-18 https://payment-economics.org/journal/issue-18 Wed, 18 Mar 2026 12:00:00 GMT Daniel Jasinski The supplier is an economic actor. Issue 18 introduces bilateral economic literacy: reading supplier margin structures, cash cycles, and cost constraints to build Supplier Acceptance that holds. https://payment-economics.org/journal/issue-17 https://payment-economics.org/journal/issue-17 Wed, 11 Mar 2026 12:00:00 GMT Daniel Jasinski The Payment Efficiency Index relates Payment Yield to fully loaded operating cost, showing how much return a payment function generates for every basis point spent. https://payment-economics.org/journal/issue-16 https://payment-economics.org/journal/issue-16 Wed, 04 Mar 2026 12:00:00 GMT Daniel Jasinski Treating the supplier base as a portfolio. Issue 16 introduces the four-segment model, conversion scoring, and the weekly dashboard for Payment Economics practitioners. https://payment-economics.org/journal/issue-15 https://payment-economics.org/journal/issue-15 Wed, 25 Feb 2026 12:00:00 GMT Daniel Jasinski Payment timing produces measurable upside across three mechanisms. Issue 15 examines early payment discounts, float optimization, and DPO management. https://payment-economics.org/journal/issue-14 https://payment-economics.org/journal/issue-14 Wed, 18 Feb 2026 12:00:00 GMT Daniel Jasinski Every B2B payment method carries a full economic profile. Issue 14 maps the net economic contribution of checks, ACH, wire, virtual cards, and dynamic discounting. https://payment-economics.org/journal/issue-13 https://payment-economics.org/journal/issue-13 Wed, 11 Feb 2026 12:00:00 GMT Daniel Jasinski The internal business case earns the organizational investment that sustains Payment Economics results. Issue 13 examines how practitioners translate Payment Yield into executive language. https://payment-economics.org/journal/issue-12 https://payment-economics.org/journal/issue-12 Wed, 04 Feb 2026 12:00:00 GMT Daniel Jasinski Supplier acceptance determines whether Payment Economics produces results. Issue 12 examines how Payment Economics practitioners approach supplier conversations differently. https://payment-economics.org/journal/issue-11 https://payment-economics.org/journal/issue-11 Thu, 29 Jan 2026 12:00:00 GMT Daniel Jasinski Why efficiency metrics miss the economics. Issue 11 builds the measurement system for sustained Payment Economics performance, covering Payment Yield, Capital Return, and Supplier Acceptance. https://payment-economics.org/journal/issue-10 https://payment-economics.org/journal/issue-10 Tue, 20 Jan 2026 12:00:00 GMT Daniel Jasinski Calculate your Payment Yield in one week. Issue 10 provides the minimum viable measurement infrastructure to begin optimizing B2B payment economics. https://payment-economics.org/journal/issue-09 https://payment-economics.org/journal/issue-09 Mon, 12 Jan 2026 12:00:00 GMT Daniel Jasinski From insight to authority. Issue 9 examines why talented Payment Economics practitioners fail, and what organizational design has to do with building a successful function. https://payment-economics.org/journal/issue-08 https://payment-economics.org/journal/issue-08 Mon, 05 Jan 2026 12:00:00 GMT Daniel Jasinski Issue 8 addresses organizational design for Payment Economics functions and the three conditions required for success. https://payment-economics.org/journal/issue-07 https://payment-economics.org/journal/issue-07 Mon, 29 Dec 2025 12:00:00 GMT Daniel Jasinski Issue 7 examines why AP automation solved efficiency but missed economics, and what an economic decision layer requires. https://payment-economics.org/journal/issue-06 https://payment-economics.org/journal/issue-06 Mon, 22 Dec 2025 12:00:00 GMT Daniel Jasinski Issue 6 defines the Payment Portfolio Manager role and explains why Payment Economics requires dedicated practitioners. https://payment-economics.org/journal/issue-05 https://payment-economics.org/journal/issue-05 Mon, 15 Dec 2025 12:00:00 GMT Daniel Jasinski Issue 5 formally defines Payment Yield as a financial KPI and introduces the model that makes payment economics measurable. https://payment-economics.org/journal/issue-04 https://payment-economics.org/journal/issue-04 Mon, 08 Dec 2025 12:00:00 GMT Daniel Jasinski Issue 4 explores supplier acceptance as the primary lever in Payment Economics and the infrastructure breakthroughs that increased it. https://payment-economics.org/journal/issue-03 https://payment-economics.org/journal/issue-03 Mon, 01 Dec 2025 12:00:00 GMT Daniel Jasinski Issue 3 examines the infrastructure shifts that made Payment Economics possible and why supplier acceptance was historically constrained. https://payment-economics.org/journal/issue-02 https://payment-economics.org/journal/issue-02 Mon, 24 Nov 2025 12:00:00 GMT Daniel Jasinski Issue 2 introduces Payment Economics as a formal discipline and defines Payment Yield as the core metric: PY = CR × SA. https://payment-economics.org/journal/issue-01 https://payment-economics.org/journal/issue-01 Mon, 17 Nov 2025 12:00:00 GMT Daniel Jasinski Issue 1 establishes that payment operations can generate recurring financial return, transforming AP from a cost center into a financial engine.