The Discipline of Payment Performance

U.S. enterprises leave $289 billion in payment value uncaptured every year.

Payment Economics is the discipline that makes it visible. A framework for measuring, managing, and capturing economic return from how organizations pay their suppliers.

PY = CR × SA
Payment Yield = Capital Return × Supplier Acceptance
$289B
Uncaptured Annually
15
Journal Issues
900+
Subscribers
PEF
Credential Live
The Framework

Every financial function has a discipline.
Payment operations has one now, too.

Revenue operations has RevOps. Treasury has working capital management. Procurement has strategic sourcing. The economic return of payment decisions has lacked an owner, a metric, and a standard practice.

Payment Economics fills that gap. It introduces Payment Yield as the single metric for payment performance, identifies the two variables that drive it, and defines the practitioner role responsible for managing it. The result is a discipline that turns payment operations from a cost center into a source of measurable financial return.

Explore the Framework
Start Here

Three ways to engage with Payment Economics.

The Journal

15 issues and counting. Each one builds on the last, constructing the discipline from first principles through advanced application. Published weekly.

Read the Journal

The Book

Payment Economics: The Foundation. The complete framework in one volume. Start here for the full picture before diving into the journal's applied analysis.

Get the Book

The Certification

Payment Economics Fundamentals. The professional credential for finance and payments leaders. Verify your fluency in the discipline and join a growing practitioner network.

Begin Certification
Created By
Daniel Jasinski

Daniel Jasinski

Daniel identified a structural gap in enterprise finance: the economic return of payment decisions had no owner, no framework, and no measurement standard. Payment Economics is the discipline he built to fill it.

MassChallenge 2024 winner. Speaker at Nike World Headquarters. Founder of Clear Paths Growth, the strategic advisory firm that implements Payment Economics and other performance disciplines for B2B organizations.

Full bio
Payment Economics in Practice

AP Copilot became the first U.S. platform to deliver Mastercard Commercial Direct Payments, achieving 50% virtual card acceptance, 10x the industry average. The AP platform built for AP teams. apcopilot.com