The Origin
Every major financial function has a defined discipline. Revenue operations measures pipeline conversion. Treasury measures working capital ratios. Procurement measures cost savings. But the economic return of payment decisions had no owner, no metric, and no standard practice.
Daniel identified this gap and built the framework to fill it. Payment Economics introduces Payment Yield as the single metric for payment performance, identifies Capital Return and Supplier Acceptance as the two variables that drive it, and defines the practitioner role responsible for managing it.
The Work
The Payment Economics Journal, published weekly, has grown to 15 issues and over 900 subscribers. Each issue builds on the last, constructing the discipline from first principles through advanced application. The journal is where the ideas develop in public, with real data, real frameworks, and real practitioner implications.
Payment Economics: The Foundation is the book that captures the complete framework in one volume. The PEF Certification provides a verifiable credential for professionals applying the discipline in their organizations.
AP Copilot became the first U.S. platform to deliver Mastercard Commercial Direct Payments, achieving 50% virtual card acceptance, 10x the industry average. The partnership demonstrates what happens when the Payment Economics framework meets operational execution.
The Advisory Firm
Daniel is the founder of Clear Paths Growth, the strategic advisory firm that implements Payment Economics and other performance disciplines for B2B organizations. When companies want to build a Payment Economics function — with the measurement systems, supplier strategies, and organizational structures to capture payment value — Clear Paths Growth is the firm that does that work.
Payment Economics is the discipline. Clear Paths Growth is where implementation happens.
Connect
For advisory inquiries: Book a 30-minute call
LinkedIn: danieljasinski-growth