The One-Page Report

See your Payment Yield line item.

The live version of the report from Issue 23. Adjust addressable spend, participation rates, and cost structure. The Payment Economics Index updates in real time.

Your Inputs

Scale

Addressable spend $180M

Yield · Virtual Card

Card rebate rate 1.5%

Card participation 25%

Yield · Early Discount

Discount capture rate 1.6%

Discount participation 12%

Yield · Float

Days of payment delay 9

Cost of capital 4.5%

Cost of Payment ($K)

Labor (fully loaded) $1,100K

Bank & processing fees $420K

Software subscriptions $380K

Incident & exception costs $150K

Allocated exec time $350K

The One-Page Report

Section 1

Payment Yield

$1.22M

Card rebate revenue$675K

Early payment discount$346K

Float benefit$200K

Section 2

Cost of Payment

$2.40M

Labor$1,100K

Bank & fees$420K

Software$380K

Incidents$150K

Allocated exec time$350K

Section 3

Net Position & PEI

Net Position

-$1.18M

PEI

0.51x

Section 4

The Drivers (CR & SA)

Blended Capital Return

68 bps

Effective Supplier Acceptance

37%

Per-point Tier 1 SA gain

$27K

Yield in bps of spend

68 bps

Tier 1

Tier 2

Tier 3

Tier 4

Your line item, with the full assembly.

The Payment Economics Diagnostic produces this report with verified numbers drawn from your actual ledger, including Tier 2 addressable capacity, supplier portfolio segmentation, and a twelve-month roadmap. Fixed fee, delivered in 30 to 45 days.

Book a Discovery Call See All Engagements

This interactive report mirrors the one-page report described in Payment Economics for the Office of the CFO. Default values reflect the $180 million reference manufacturer from the article. For the Tier 2 capital layer and the full four-tier yield model, see Issue 22.