The Discipline of Payment Performance

U.S. enterprises leave $289 billion in payment value uncaptured every year.

Payment Economics is the discipline that makes it visible. A framework for measuring, managing, and capturing economic return from how organizations pay their suppliers.

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PY = CR × SA

Payment Yield = Capital Return × Supplier Acceptance

The Framework

Your payment operations are generating economic return right now. The question is whether anyone is measuring it.

RevOps owns pipeline yield. Treasury owns working capital. Procurement owns sourcing value. Payment operations, where $28 trillion in B2B spend moves annually, has had no equivalent discipline, no standard metric, and no defined owner.

Payment Economics changes that. Payment Yield is the metric. Capital Return and Supplier Acceptance are the two variables. The practitioner who owns that number is the Payment Portfolio Manager. The organizations that measure this are finding 40–70 basis points of value they were generating but not capturing.

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How We Work With Organizations

Find out what your payment operations are actually worth.

Advisory Retainer

Ongoing Payment Yield advisory. Monthly working session, async access, quarterly PEI tracking. 3-month minimum.

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Payment Economics Diagnostic

Complete Payment Yield measurement, gap analysis, and 12-month roadmap. Fixed fee. Delivered in 30 to 45 days.

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Yield Partnership

Advisory fees tied to the incremental Payment Yield produced. We earn when you earn.

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The Discipline

Built on a body of published work.

The Journal

First principles to full portfolio management. Published every week.

Read the Journal

The Book

The complete framework in one volume. The $289 billion gap, the Payment Yield model, and what it takes to own it.

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The Certification

Verifiable credential for finance and payments professionals. Six modules, proctored exam, practitioner-level fluency.

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The Payment Economist

Daniel Jasinski

Daniel observed the same structural gap across twelve years and five B2B payments companies: the economic return of payment decisions had no owner, no framework, and no measurement standard. Payment Economics is the discipline he defined to fill it.

Founder of Payment Economics Institute. Twelve years across five B2B payments companies. Speaker on working capital analytics at Nike World Headquarters.

Full bio

Special Research Report · March 2026

Payment Yield Benchmarks
by Industry

B2B payment operations have no published performance benchmark. This report changes that: nine industry verticals, four performance tiers, and a dollar-gap analysis at $400M addressable spend, derived from five independent sources.

Free download.

Download the Report

Payment Economics in Practice

The Payment Economics Institute measures Payment Yield across the B2B payments ecosystem: buyers capturing return from payment operations, suppliers evaluating the economics of payment method acceptance, capital providers identifying where working capital creates value, and technology platforms demonstrating measurable yield for their customers. AP Copilot is the first technology provider to demonstrate Payment Economics at scale, achieving 50% Supplier Acceptance across its customer base. The Institute provides introductions for organizations ready to connect with participants who meet the standard.

Request an Introduction