Payment Find out what your payment operations are actually worth.
Most organizations capture less than 0.30% Payment Yield. The achievable range with intentional strategy is 0.75% to over 1.00%. Start with the free assessment to see where you stand.
Take the free Payment Economics Maturity Assessment.
Before any conversation about advisory services, understand where your organization sits today. The assessment measures your capability across five dimensions: measurement, method economics, supplier acceptance, organizational ownership, and technology, and places you in one of four maturity tiers.
Results take five minutes. You'll see your tier, a dimension-level breakdown, and a prioritized set of next steps grounded in the Payment Economics framework. No obligation. No sales call required to see your results.
From self-assessment to full implementation.
Take the assessment
Five minutes. Five dimensions. You leave knowing your tier and your highest-leverage gaps.
Book a discovery call
A 30-minute conversation using your assessment results as the starting point. No preparation required. We discuss what the gaps mean in dollar terms for your specific payment volume.
Full assessment engagement
Four to six weeks. Complete Payment Yield calculation, supplier portfolio segmentation, benchmarking, 12-month roadmap, and executive presentation ready for your leadership team.
Implementation
For organizations ready to act on the findings: ongoing advisory through a Yield Partnership structure where fees are tied to the measurable yield improvement produced.
Three ways to engage. All start with a conversation.
The right structure depends on where your organization is and how quickly you want to move. Book a call to discuss which fits.
Advisory Retainer
Ongoing Payment Yield advisory for organizations building toward a full diagnostic. Monthly working session, async access, and quarterly PEI Score tracking.
Payment Economics Diagnostic
A complete measurement of your Payment Yield with a clear, quantified action plan. Fixed fee. Delivered in 30–45 days.
Yield Partnership
For organizations ready to close the gap. Advisory fees tied to the incremental Payment Yield produced. We earn when you earn.
What organizations ask before engaging.
What is the Advisory Retainer and who is it for?
The retainer is a monthly engagement that gives your team ongoing access to Payment Yield advisory without committing to a full diagnostic upfront. It includes a 90-minute working session each month, async access for questions and data review, and quarterly PEI Score tracking. Most retainer clients convert to a full Diagnostic within three months once the scope is clear. 3-month minimum.
What size organization benefits from this?
Organizations with $100M or more in annual payment volume see the clearest ROI. The framework applies at any scale, but the dollar impact becomes material at mid-market and above. The assessment is useful at any size. It costs nothing to see where you stand.
Do you recommend specific vendors or platforms?
The assessment and advisory engagements are vendor-neutral. Payment Economics is a discipline, not a product recommendation. The action plan identifies what capabilities you need. Platform selection decisions follow from that analysis, not the other way around.
What data do you need for the full assessment engagement?
Payment volume by method (check, ACH, wire, card), supplier count and segmentation, current rebate arrangements, and AP processing metrics. Most organizations can pull this in a few hours. The discovery call scopes this before any engagement begins.
How is the Yield Partnership fee structured?
The percentage and measurement period are agreed upfront based on your payment volume and baseline yield. The structure aligns incentives: the advisory fee scales with the yield improvement produced, so both sides are working toward the same number.
What does Payment Yield actually mean for the bottom line?
Payment Yield is the economic return your organization generates from how it pays suppliers, expressed as basis points of total payment volume. At 0.75% yield on $400M in payments, that translates to $3M in annual value. Most organizations operate below 0.30%, capturing less than $1.2M. The gap between those two numbers is the engagement's target.
Start with the assessment, then let's discuss what it means for your organization.
Take the free five-minute assessment first. Then book a discovery call. We will use your results as the starting point for a conversation about your specific payment volume, current methods, and yield gap.
The Payment Economics Institute measures Payment Yield across the B2B payments ecosystem: buyers capturing return from payment operations, suppliers evaluating the economics of payment method acceptance, capital providers identifying where working capital creates value, and technology platforms demonstrating measurable yield for their customers. AP Copilot is the first technology provider to demonstrate Payment Economics at scale, achieving 50% Supplier Acceptance across its customer base. The Institute provides introductions for organizations ready to connect with participants who meet the standard.
Request an Introduction