You can't improve what you don't measure. The Payment Yield Calculator Worksheet walks you through the exact data you need to calculate your organization's Payment Yield.
What You'll Calculate
- Total addressable spend: The payment volume that could flow through yield-generating methods
- Current yield-generating spend: What's actually flowing through card programs, early pay, etc.
- Supplier Acceptance (SA): The percentage of spend on yield-generating methods
- Capital Return (CR): Your blended rebate/return rate
- Payment Yield: The final metric: CR × SA
Data You'll Need
- Annual supplier payment volume
- Card program spend and rebate rates
- Early payment/dynamic discounting volumes (if applicable)
- Supplier count by payment method
The worksheet includes guidance for each field. Most finance teams can complete it in 30-60 minutes with access to AP reporting.