Payment Yield Calculator Worksheet

You can't improve what you don't measure. The Payment Yield Calculator Worksheet walks you through the exact data you need to calculate your organization's Payment Yield.

What You'll Calculate

• Total addressable spend: The payment volume that could flow through yield-generating methods
• Current yield-generating spend: What's actually flowing through card programs, early pay, etc.
• Supplier Acceptance (SA): The percentage of spend on yield-generating methods
• Capital Return (CR): Your blended rebate/return rate
• Payment Yield: The final metric: CR × SA

Data You'll Need

• Annual supplier payment volume
• Card program spend and rebate rates
• Early payment/dynamic discounting volumes (if applicable)
• Supplier count by payment method

The worksheet includes guidance for each field. Most finance teams can complete it in 30-60 minutes with access to AP reporting.